Our merchant processing group provides equipment to businesses and financial institutions in all 50 states. We service hundreds of clients in virtually every industry or profession.
Check Services & ACH Payments
Allows customers to pay with checks improves customer satisfaction and increases sales. ACH features include; 24-hour access to online reporting and automated recurring billing at no extra cost.
Cloud Based
Terminals
Allow access to a back office log-in to see a live view of that day’s batch, robust reporting, transaction decline reasons, etc. Never lose a transaction again.
Dual Pricing
A forward-thinking option that empowers businesses to retain 100% of the cash price for the products and services it sells, regardless of how the customer chooses to pay.
E-Commerce
Solutions
Turn your website into an online shopping cart with multiple available integrations through merchant services.
Gift Cards & Loyalty
Attract new customers, eliminate cash-back and generate store traffic with gift cards. We'll set up your terminal at no cost, and provide you with 30 standard start-up cards for free.
Mobile Payments
Turn your cell phone into a mobile payment device. Accept credit cards in the field, on the job site, or anywhere. Available for use on more than 400 mobile devices.
Online "Pay Now" Buttons
Turn your website into an online payment solution. We can help you add the button and capture payment all through your online storefront.
Online Reporting
All clients have full access to a virtual reporting tool which is updated daily. Clients are provided with customized drill-down capabilities that can be manually exported into multiple programs.
Quickbooks
Integration
Effortlessly record transactions, prepare tax documents and track expenses all through QuickBooks. We offer secure payment plugins to deliver seamless integration for your business.
Virtual Terminal
Allows you to process payments from anywhere, text pay option, e-invoicing, recurring payments, etc. It’s secure, reliable and cost-effective.
Who we serve
Our Merchant Processing team provides service to businesses in nearly every industry. Here's just a snippet of some of the industries we serve every day.
Restaurants
Each restaurant has different business needs. We are able to provide adaptable payment solutions to fit those needs, especially when it comes to equipment. Whether it be pay at the table, wireless terminals or an integrated POS system, we assess the needs of the restaurant and cater our solutions accordingly.
Medical Offices
We help medical and dental offices lower costs and create administrative efficiencies centered around their patient payments. We provide access to streamline reporting and billing which allows them more time to focus on what's most important - caring for their patients.
Salons & Spas
Individuals in the salon & spa industry usually consist of small business owners and one-person companies. Through lower monthly fees and affordable options for equipment, APP is able to significantly lower costs to assist with business growth and development.
Specialty Retail
When it comes to retail, we provide customized payment processing solutions for all industries. Whether you're a small, local business or an established boutique, we offer both affordable and user-friendly payment solutions. We make retail payment solutions hassle-free, so you have one less thing to worry about.
Frequently asked questions
What type of businesses are accepted?
We are a vital partner to help grow your business. We facilitate credit card processing for several types of businesses, including but not limited to; specialty retail, restaurants, salons, medical offices, e-commerce, mobile, and mail order businesses.
Do I need a business checking account to use merchant services?
You do not need a business checking account to partner with us. You only need a U.S. based personal or business checking account.
What credit cards will i be able to accept?
Let us help you broaden your potential customer base. When you work with us, you will be able to accept all major credit cards including; Visa, MasterCard, Discover, American Express, pin based debit, EBT, Voyager and Wright Express.
can i use a smartphone or tablet to process credit cards?
If you're a business owner, you can make sales and accept credit card payments anywhere thanks to credit card readers that process payments using an Android smartphone or tablet. We use Bluetooth EMV card readers to do this.
How will i get my money?
We work closely with our vendors to get your money to you as soon as possible. Settled credit card batches will be posted to the checking account on file within 48 hours. Specific industry types are eligible for next day funding.
is there a service phone number that i can call?
We pride ourselves on providing the best customer experience. Many national Merchant Service Providers will give you an 800 number to call. We give our clients our personal cell phone numbers so you can reach us 24 hours a day, 365 days a year.
will i receive a statement?
Monthly statements are available for online download and traditional mailed statements are available as well.
what is the Address verification system?
Address verification is important for online sales. The AVS system is used to verify the address of a person claiming to own a credit card.
what security measures are taken to prevent fraud?
Protecting our clients from fraud is extremely important to us. All credit card terminals can be programmed with a user or manager password to allow or deny specific operating functions. Further, all terminals can be programmed to require a password be entered after five seconds of processing the latest transaction. To our knowledge, our clients have never had a compromise to their credit card systems through a security breach.
